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Legal Terms The following paragraphs on this page, as well as our Privacy and Security Statement and Online Service Agreement, describe the terms and conditions ("Terms") on which we offer you access to our services. Please feel free to browse, communicate with, and otherwise use the site. At the same time, please keep in mind that your access to this site is subject to the terms and conditions we establish as well as all applicable laws.   Warranties for Our Site We use reasonable methods to include accurate and up-to-date information on the site. Because of the possibility of human and mechanical error, as well as other factors, we disclaim any implied warranty of any kind, including representation about its accuracy, completeness, or appropriateness or fitness for a particular purpose, and non-infringement. You assume full responsibility for using the information on this site, and you understand and agree that we are neither responsible nor liable for any claim, loss, or damage resulting from its use. You agree to use our site on an "AS IS" and an "AS AVAILABLE" basis. All faults as to satisfactory quality, performance, accuracy, and effort remain with you. Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you. In addition, some of our content may not apply to you.   No Liabilities for Our Site We will not be liable for any delay, difficulty in use, inaccuracy or incompleteness of information, computer viruses, malicious code, loss of data, compatibility issues, or otherwise. We will not be liable even if someone has advised us of the possibility of such damages or loss, and/or someone has informed us of a problem with the site or its content. You use the site at your own risk. We are not liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to our site, or any other link we provide to another site. By using our site, you accept at your own risk that the Internet may not perform as intended despite our best efforts, your best efforts, and the best efforts of our and your Internet service providers. Site Integrity You may access our Web site for normal use. You may not use any device, software, routine, or agent to interfere or attempt to interfere with the proper working of our site. You may not take any action, which imposes an unreasonable or disproportionately large load on our infrastructure. You may not disclose or share your password to or with third parties or use your password for any unauthorized purpose. You may not attempt to log in with a User Name other than your own. Ownership, License and Restrictions on Use All right, title and interest (including all copyrights, trademarks and other intellectual property rights) in this site belong to us or our licensors. We grant you a nontransferable, limited license to view and use this site only for your personal information, education or other non-commercial use. No part of this site may be reproduced, republished, copied, transmitted, or distribute in any manner without our express written permission. Links While visiting our Web site(s), you may leave the site and access certain non-UnitedHealth Group sites. We provide links to other Web sites to information on topics that may be useful to you. We do not endorse, and are not responsible for the content and accuracy of these sites. We also do not warrant that these sites are free from any claims of copyright, trademark, or other infringement of the rights of third parties, or that such sites are free of computer viruses. We are also not responsible for the contents of any site linked to our site. Governing Law and Statute of Limitations The laws of the State of Connecticut govern these Terms. Before seeking legal recourse for any harm you believe you have suffered from your access to our site. In the event that you believe our site has irreparably harmed you, you agree to inform us and to give us thirty (30) days to cure the harm before initiating any action. You must initiate any cause of action within one (1) year after the claim has arisen, or you will be barred from pursuing any cause of action. This Notice is provided on behalf of the following UnitedHealthcare affiliates.   UnitedHealthcare Affiliates UnitedHealthcare of Alabama, Inc. UnitedHealthcare of New England, Inc. United Behavioral Health UnitedHealthcare of Arizona, Inc. Arizona Physicians IPA, Inc. U.S. Behavioral Health Plan, California UnitedHealthcare of Arkansas, Inc. United Behavioral Health of New York, IPA, Inc. National Benefit Resources, Inc. UnitedHealthcare of Colorado, Inc. United Resource Networks, Inc. Dental Benefit Providers, Inc. UnitedHealthcare of Florida, Inc. Spectera Insurance Company Dental Benefit Providers of California, Inc. UnitedHealthcare of Georgia, Inc. Spectera Vision Services of Florida, Inc. Dental Benefit Providers of Maryland, Inc. UnitedHealthcare of Illinois, Inc. Spectera Vision, Inc. Dental Benefit Providers of New Jersey, Inc. UnitedHealthcare of Louisiana, Inc. DBP-KAI, Inc. Dental Benefit Providers of Illinois, Inc. UnitedHealthcare of the Mid-Atlantic, Inc. Managed Physical Network, Inc. Dental Insurance Company of America. UnitedHealthcare of the Midlands, Inc. Coordinated Vision Care of New York IPA, Inc. American Chiropractic Network, Inc. UnitedHealthcare of the Midwest, Inc. Evercare of Texas, LLC Coordinated Vision Care, Inc. UnitedHealthcare of the Mississippi, Inc. UnitedHealthcare of Ohio, Inc. Lifemark Corporation UnitedHealthcare of Nevada, Inc. UnitedHealthcare of Kentucky, Ltd. UnitedHealthcare Services Corporation UnitedHealthcare of New Jersey, Inc. UnitedHealthcare of New York, Inc. Optum Group, LLC UnitedHealthcare of North Carolina, Inc. UnitedHealthcare of Upstate New York, Inc. Spectra, Inc. UnitedHealthcare of Oregon, Inc. UnitedHealthcare Insurance Company Spectera Insurance Company, Inc. UnitedHealthcare of Tennessee, Inc. UnitedHealthcare Insurance Company of Illinois Spectera Eyecare of North Carolina, Inc. UnitedHealthcare of Texas, Inc. UnitedHealthcare Insurance Company of New York Spectera Vision Services of California, Inc. UnitedHealthcare of Utah, Inc. UnitedHealthcare Insurance Company of Ohio American Chiropractic Network IPA of New York, Inc. UnitedHealthcare of Virginia, Inc. UnitedHealthcare Services, Inc. Managed Physical Network IPA of New York, Inc. UnitedHealthcare of Washington, Inc. UnitedHealthcare Service Corp. Evercare of Arizona, Inc. UnitedHealthcare of Wisconsin, Inc. Unimerica Insurance Company