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Benefits & Coverage
Tools
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How the Plan Works
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DefinitySM Health Reimbursement Account (HRA) |
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| The DefinitySM Health Reimbursement Account (HRA) from UnitedHealthcare® gives you an expense account to use for qualified medical and pharmacy bills-before you have to pay a cent. Plus, you are eligible for preventive care coverage with network physicians. (See the Benefits & Coverage section for details about how preventive care is covered by your plan). The HRA is funded by your employer and qualified medical expenses are paid automatically from your account. If the HRA is used up during the year, you are responsible for any future medical expenses until you reach your deductible and annual out-of-pocket maximum. You are responsible for amounts charged by out-of-network physicians or other health care professionals that exceed the reimbursement allowance.
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Product Features : |
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Combination health insurance plan and health reimbursement account (HRA)
Upfront HRA benefit dollars that pay 100 percent of eligible health expenses.
An employer funded account that pays for eligible health care expenses
All medical expenses are paid first by your HRA, then Member Responsibility, and finally Health Coverage
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You choose from: |
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Our nationwide network of physicians, hospitals and other health care professionals
In fact, your current physician is very likely to be a member of our network!
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You decide: |
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Which physician, specialist or hospital is right for you. Eligible preventive care is covered when you use network physicians
When to see a specialist-no referrals needed
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You get: |
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Preventive care is covered up to the percentage allowed in your plan if you see physicians who are in our network. This does not reduce your HRA balance if your plan covers preventive care at 100%. (See the Benefits & Coverage section for details on covered services).
Copayments you make for prescription medications apply to your deductible.
Our extensive health and wellness information decision support tools on myuhc.com-track your HRA balance, view claims online and get personalized messages and reminders to help you stay healthy, improve your health, or live with a health condition.
24-hour phone support when you need it. Receive personal health support from an experienced nurse by phone for non-emergency health care questions.
Access to health tools and health care resources to put you in control.
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Privacy & Security